Tuesday, 19 September 2017

National Payments Corporation of India (NPCI) - Empowering India's Digital Payments System

We all know that the India is on the road to Digitization. In this digital era, we have an opportunity to change lives of billions of people, which was hard to imagine a couple of decades back. 

India is rapidly evolving into a digital giant. Rising smartphones penetration & internet access have set that Indian consumers stay connected. This is also reflected in the growth of digital banking payments. But do we know who is working in the background to make all this possible? Here I am introducing National Payments Corporation of India(NPCI), which represents the umbrella organization for all retail payments system in India.

Recently I was invited by NPCI for a Bloggers meet along with some renowned bloggers from Mumbai. The meet was aimed at a knowledge sharing session on current evolutions & ongoing trends in digital payment industry & how NPCI is helping India to become a Cashless country. This post will cover the introduction of NPCI & it's products which are used in the digital payment industry.

It was set up with the guidance and support of the Reserve Bank of India (RBI) and Indian Banks’ Association. NPCI received the Certificate of Commencement of Business in April 2009. NPCI has 10 promoter banks. With the vision of globally the best payments network system, NPCI has understood the need of different requirements of the different mediums presents in the various digital transactions with the host of services and products that NPCI provides:  

RuPay is an Indian domestic card scheme conceived & launched by the National Payments Corporation of India (NPCI). It covers three types of debit cards, credit cards, and prepaid cards. That offers worldwide access to all payment structures, issued by almost all major banks and accepted across all major PoS and online merchants in the nation. 

Unified Payments Interface (UPI): 

Unified Payments Interface (UPI) is an instant payment system developed by the National Payments Corporation of India (NPCI). Now the cash transactions can be done in just a minute task with UPI. Download the UPI app on your mobile and if your mobile number is connected through your bank account, you're  good to access multiple bank features, access merging into a single mobile application.

BHIM provides you all year 24*7 access to send/collect any payments in simplest and secure ways. It allows the direct bank to bank account transfer using mobile number/ UPI ID / Aadhaar number/bank account number and IFSC code.

Unstructured Supplementary Service Data (USSD) (*99#): 

What if you don’t have internet access? Don’t worry, Just dial *99# from your mobile and transaction-related instructions menu will display on your mobile to use all banking services without internet. This feature is accessible through any GSM Telecom operator.It supports 12 regional language options including the English & Hindi for every common people across the nation. 

BHIM Aadhaar: 

virtual extension of BHIM, this mobile application grants merchant to accept payments for their products and services by just verifying the customer’s biometrics. After scanning customers fingerprint the money gets debited instant from the customer’s bank account to merchant’s bank account.

I was completely surprised to see the work, which is being done under the umbrella of NPCI.

With the help of NPCI & its initiatives, India is all set to witness a massive growth in the adoption of digital payments in the coming years. It will eventually support transparency, becoming an indirect check on the presence of black money in the market, and thereby increasing the contribution to the country’s GDP.

Tuesday, 12 September 2017

Regen Hair Vitalizer - Product Review

We all love our long beautiful hair. No wonder how many new hair experiments we attempt every now and then to look even more beautiful, we curl them, straighten them and colors them using countless chemicals and heat tools, all these trials make you look beautiful for that time but what about the later after hair damages and other hair problems? I straightened my hair last year for my sister’s wedding and this has now begun to a lot of hair loss, dandruff, and itchiness like issues.

Regen Hair Vitalizer lotion has clinical examined, one hundred present herbals based products that claim to fight for your hair fall issues and helps to increase the hair volume. All Regen products have results of decades of research, testing, and study, that allows delivering the best quality hair care product range.

Ingredients list:
Bhringraj: Bhringraj has a methanol extract that believed to promote hair growth and to maintain hair quality.

Amla: The Indian gooseberry, rich in vitamin C and iron. Prevents hair problem.

Tulsi: Tulsi is a ‘queens of herbal’ it contains vitamin A, Vitamin C, Vitamin K, Vitamin E that restores natural shines of hair and promotes hair growth.

Rs. 875/- for 250ml.

Shelf Life: 36 months

Direction to Use:

Wash and dry your scalp completely.

Comb gently and part your hair into 2 sides.

Spray Regen hair vitalizer close to the hair roots and massage gently with your fingertips for about 2-3 min.

Leave it for overnight.

Use 4 to 5 times in a week recommended (by experts)

For best results avoid using any other hair growth products while treating your hair with Regen.

 My verdict after using Regen Hair Vitalizer for one month 

Regen Hair Vitalizer lotion comes in a beautiful transparent spray bottle with a white color aerosol cape. Because of this spray top, application of the product becomes smoother and easier.

It has very light texture and doesn’t feel greasy on hair. 100% herbal ingredients used that helps to lower hair fall, enhance hair growth and nourishes your hair from roots.  

Keeps your scalp cool.

Prevents from premature graying hair. Specially formulated with high-quality natural ingredients to achieve strong, healthy and luxurious hair growth. 

Benefits are evidently going to come within a few cycles of regular usage and they would depend on your case. Hence, people with serious issues with their hair would require more time to get better*.

Overall, I would give these products a 5/5 thumbs up as they are what they recommend and put forward. The best part of the regen product that is 100% chemical free and natural, thus no chance of any harmful side effects.  I recommend it to my readers and followers and hope that it will be beneficial for them as well.

You can buy Regen product here: https://www.regenherbal.com/ 

Friday, 8 September 2017

Lever of Transformation in Legal Technology

Legaltech is the use of modern technologies to help the Lawyers as well as clients. It makes dealing with otherwise tedious law procedures simple.

How its useful For Clients
From shoes to grocery; we prefer everything to be done through the internet these days. One of the biggest reasons being, it is time-saving and cheap. What if getting a legal advice online is easier and cheaper than ordering Pizza? 

With various start-ups choosing to step in the game with online services, it is becoming easier for a legal noob to understand the law behind Government policies. Many firms are going online which offer you a free legal advice from not only an automated bot but many firms are also offering free first call, restricted to a limited number of minutes. Even if they ask for payment, it is far lesser compared to traditional methods.

The most important tip for using online legal services is to understand the type of service you need. Before choosing a firm and specific lawyer, you need to identify the domain you need help in. Indian start-ups like LegalRaasta provide online guidance with almost all the types of legal difficulties. They even cover detailed blogs about important laws and help you understand newly introduced legislations for free.

How its useful For Lawyers 

Technological advancements are been used by the lawyers to not only maintain but also analyze the piles and piles of records. Programs created using AI (Artificial Intelligence) is being used as a substitute to paralegals. AI has the ability to process multiple pages at once and develop conclusions; these programs have the ability of decision making using analytical and logical thinking.

Database sorting technology is being used for library management of the entire clientele information hoarded in the firm.
Image result for online legal services

Recently in India, paperless cases were initiated by the Chief Justice of India J.S. Khehar when he referred a digital copy of the records instead of paper files. It won’t be forced, he claimed: “at the first instance, only fresh matters listed in the first five courts will be accessed by the judges digitally on an interactive display device.” All the high courts in the country have already been provided with IDs and process of creating digital files has started. 

Assisting clients from distance has become so easy with the satellite offices and Virtual Law Firms. Any client and attorney from any part of the nation they may access the Internet can directly connect each other with their websites or through legal portals. On these portals, both attorneys & clients are requested to register with a user name & password to secure their personal sections, communications, emails, download or upload documents and get connected to the internet anytime. E-lawyering is the most convenient way to connect with top lawyers and get experts advice. On the return lawyers running a virtual law office will have more flexible working hours and be able to serve larger clients over the internet. 

Scientists are also building ‘Robot Judges’ which when tested, proved competent enough to predict the accurate result of 79 percentages of cases. It is made simply with the intention of assisting judges, not replacing them.

Monday, 14 August 2017

Must Own Designer Sarees For Festival

Looking for some top designer sarees for this coming festive season? Be a smart shopper and avail the latest array of all designer sarees online. Sometimes this also good when saving & bargaining isn’t your cup of tea. Festive spirit has already taken a lift in our country and women love to show off their fashion sense during these occasions. And why not? A saree adds elegance to a women’s personality and look best for any special moment! But, make sure you don’t splurge blindly into the variety of latest designer saree. Explore a bit at the hub of Jomso.com to discover some amazing drapes and designer sarees for these coming festival season.

Scroll down to see the 4 Must Own Designer Sarees For Festival.

Patch Work designer Sarees

Buy best sarees online for women at the festive, especially the Patch work sarees. These are heavy than most of the other types of sarees for women.  Contrast colour combination of patch work with the saree is a catch worthy. Also, the half-half saree style is defiantly a show stealer.  Add even more charm to these designer sarees by wearing a kamarband & chandelier earrings. Also, some Antique golden jewellery can complement your personality equally well.

Bollywood designer sarees

Enhance your beauty & complexion by wearing Bollywood designer sarees. Get the ones in natural sheen that are perfect for some grand festive celebrations such as Ganpati, Dassera, Diwali or KarvaChauth. Team it with statement broad chokers and traditional jhumkis to steal the show.

Half-half designer Sarees

Live the inherited charm & royalty of designer half and half dress. Consider ones with two different work like an intricate machine with embroidery. Buy such medley online designer saree that’s just best ethnic wear for Diwali, Navratri, Ganesh Chaturthi and other special occasions.  A pair of embellished heels and ear cuffs will look best with such royal designer sarees.

Lace designer Sarees

Lace designer sarees are in vogue for its magical creations that actually justifies being ethereal. Sarees in lace design are best for any festival time. Wear it with drop earrings, pump heels & choker necklace for a charm appealing look.

Do let us know your favorite among- Must Own Designer Sarees For Festival!!!

Friday, 4 August 2017

Wonderchef Present Nutri-blend - #20secwonder at your Kitchen

Recently I was invited to  Wonderchef outlet at  R-City Mall, Ghatkopar, Mumbai. to witness the launch of new Nutri –blend a #20secwonder product.  The event was full of infotainment that, Mr. Ravi Saxena (MD) has shared their Wonderchef journey with us. I am glad to know so many insights about the brand, stores,  their products and also witnessed how technology meets taste & wellness in one masterstroke. All their kitchen wares have the variation of lovely colors and attractive designs.  

Maintaining one’s health in a fast paced lifestyle is always a concern. Not everyone has the luxury to get trained and afford a dietician for their daily nutrition and well-being. Nutri-blend, from Wonderchef, is an excellent choice for health, beauty, and fitness. It is an all-purpose Blender & Grinder that extracts every drop of immunity-enhancing antioxidants, pain relieving omega 3s, proteins, vitamins & minerals from your food and delivers it in the most digestible form. Drink your immunity dose and prevent lifestyle diseases from causing discomfort to your body!

Blend's any thing in just 20 sec.

Wonderchef Kitchenware as a company was born out of the ‘love of cooking’. Driven by the passion of making Kitchen the Centre of wellness and goodness in homes, Wonderchef was created by two enthusiasts, Mr. Ravi Saxena and Chef Sanjeev Kapoor in 2009. They believed in the kitchen being the 'heart of our home', as it inspires us every day to create lasting memories with the food we cook for our loved ones. This is why the entire range of Wonderchef Cookware and Appliances is a perfect blend of health, taste, and convenience that inspires us to 'cook with pride'. Wonderchef products are used in millions of homes in India where healthy and convenient cooking is a part of a lifestyle.

Wonderchef Nutri-blend gives you nutrient-rich and easily absorbable food which is essential for your body. All the more, Nutri-blend comes with a complimentary health guide curated by a renowned nutritionist, Swati Thoda. The guide offers versatile healthy recipes, along with a weekly health chart, thus allowing you to enrich your vitality through consumption of Nutri-blended foods. A must for every family, it is a complete package that offers an amazing sense of well-being. Nutri-blend is available at all the leading retail outlets as well as e-commerce portals. 

While exploring the wonder chef store I amazed to see such a stylish Click Space Saver Dosa Tawa, also one of the best offerings from Wonderchef. It comes with the most ergonomically designed detachable handle that works with a single click.

All range of Nutri-blend is available at all the leading retail outlets as well as e-commerce portals. You can also buy it directly from www.wonderchef.in

Friday, 7 July 2017

Be Close To Nature- Attra’s Holiday And Camping Farm

If you are done with over the top commercialized destinations for your holiday and looking for a place that helps you disconnect with your routine life and gets you closer to nature then this post will definitely helpful for you.

Attra’s Holiday and Camping Farm, located at Karjat just about 4 Kms away from ND Studio. It is such an exceptional property covered with greenery and a dazzling view of the mountains. The place takes 12 acres with its own organic fruits and vegetable farms three luxury well-furnished amenities bungalows, conference hall; indoor play zone, swimming pool, outdoor dining area, horse-riding camps.

Getting there-

Because the duration of traveling to Attra's Holiday & Camping Farm is hardly 64km from our location, we started our journey on a cab which took around 1 hour and 50 min.to reach.


There are three well-furnished lavish bungalows to accommodate 30 to 35 pax per bungalow. Each bungalow has separate living room, dining space, bedrooms with attached restroom, gallery and kitchen.  


We were served freshly prepared delicious home cooked veg and non-veg food during our stay. However, give your menu to them, they will prepare accordingly. If you wish to cook your own, then inform them your requirements prior and they will arrange all cooking supplements for you. 

Morning feeling:-

Generally, I don’t prefer to wake up early in the morning, however, if this will be the view from your balcony in the morning. Who doesn’t want to wake up to experience (even if its a weekend) beautiful sunrise scenic view while feeling the warmth of first sunrays. 


Rifle Shooting- this was something new, learning session for me because the first time, I got a chance to see rifle very closely. Also learn the art of concentration, co-ordination of mind and body. Thanks to the trainer who has taught us the techniques of targeting the object, which has helped me to score maximum points during the Rifle shoot competition with my friends on the final session.

Horse Riding:-

Attra has their own Indian breed horses to offer horse riding at their campus. Trust me! Guys, I was little scared at the beginning, but after few minutes of riding, I got good control on them and posed for some awesome pictures. 

Campfire :-

In the evening we started a campfire along with delicious food -drink and music. Indeed, it was fullon entertainment with friends singing Bollywood songs and dancing around the fire after a long time. 

Tenting :-

If you wish to experience nature more closely than, Attra’s also provides you with Tent accommodation facing the enchanting valleys.

For more details and bookings visit : http://attraholidays.com/  

Tuesday, 4 July 2017

Craftsvilla - Discover Unique Ethnic Clothing

Party means always an immense excuse to get glamorous and flaunt in your best outfits.  Since ancient times in our nation, women prefer to attend parties on their traditional ethnic wear like Saree and lehenga- choli. Because these gives women a sense of luxury, grace, elegance, and femininity like no other dress up. Saree is the most comfortable clothing that, can wear at all different occasions like festivals,  wedding function, reception parties, housewarming ceremonies, and other traditional events. Because of the heavy demand,  sarees and lehengas are the most purchasing traditional wear in Indian markets.

We all remember the times when buying a saree for a casual event or any other big fat party meant wasting a lot of time, money and energy by strolling here and there for that appropriate. However, thanks to the advancement of digital technology have made it possible to shop Saree online worldwide. While sitting in any corner of this world in just a click away with online shopping. 

As an ethnic wear portal, Craftvilla.com is your one-stop destination for all latest, trending creative and unique designs traditional clothing on reasonable and discounted price for your Wardrobe collections.  It connects local artisans & designers directly to the global customers and thereby Designer sarees for party wear are available in a range of fabrics like georgettes, chiffons, crepes, silks, satins, synthetics, crushed silk, etc.  Craftvilla.com has of unending color options that you can pick as per your choice, color combinations that suit your personality.

With this post let me discuss with you the must have party wear ethnic wardrobe collection  2017. 

Georgette Saree is most preferred fabric when it comes to royal ethnic party wear. Decorated with attractive and glittering gota-patti borders, vibrant colors, aesthetically appealing embroidered pallu, designed with shimmer work to add that extra charm to your complete outfit. In craftvilla.com you will get these sarees with matching blouse pieces and trending neck styles.

Embroidery Saree is another excellent option if you are looking for a classic, rich and high amount in variety with style for your wardrobe collection. Embroidery as an art was utilized and exhilarated mainly by peers and royals who had plenty of money to spend and also the favorite clothing of Indian noble women since ancient times has been the saree. craftvilla.com has the unique ethnic handmade embroidered sarees that can wear on all special occasion, festival, and traditional day party at your office. 

Designer Sarees are one of the evergreen ethnic wear for the sophisticated and modern Indian women. All you need to just choose one that would complement your looks and personality. Designer sarees are huge on demands in Indian weddings, festivals, and family functions. In Craftvilla.com you will get the enormous collections of designer sarees and lehengas in soft comfortable fabrics like chiffons, georgettes, silks, and nets. They are categorically lightweight, affordable and easy to drape and carry.

Contemporary Printed Sarees are the most trending storm in the fashion world. For a charming and pretty look, nothing can be perfect than contemporary printed sarees. flaunting floral designs for a retro look, sarees with printed polka dots or psychedelic prints are quite apt. On the contrary, for a modern or contemporary look, casual printed sarees featuring animal print, abstract print, geometric print etc proves to be ideal also easy to wear, easy to carry and equally easy to wash and maintain. Due to its comfort and simplicity, makes the best outfit for the theme parties and casual events.

I hope above mentioned all these information is helpful to update your Party wear wardrobe collections. So what are you waiting for check out Craftvilla.com and shop  Saree Online.

Wednesday, 14 June 2017

Fashion Updates - B. D. Somani Institute of Art & Fashion Technology

The legacy of 20 years of great fashion continues this summer at Silhouettes 2017 – the Annual Graduating Fashion Show of B. D. Somani Institute of Art & Fashion Technology.

Chief Guest- Dr. Kavita Gupta (IAS) Textile Commissioner - Ministry of Textiles

Special Invitee Guests - Mr. Rocky S (Fashion Designer); Mr. Vikram Phadnis (Fashion Designer)

Guest of Honour Ms. Archana Kochhar- Fashion Designer; Ms. Krishna Mehta- Fashion Designer; Ms. Meher Castelino- Fashion Diva / Columnist; Ms. Nisha Jamwal - Fashion Designer; Ms. Shaina N.C -Fashion Designer; Mr. Amit Goyal - President – CIAE; Mr. Aneel Murarka - M D – Mirachem Industries; Mr. Asad Fakih- Special Invitee – CMAI; Mr. Naren Mukhi - Exec. Comm. Member - C.I.A.E.; Mr. James Ferreira -Fashion Designer; Mr. V R Sai Ganesh -Hon. Secretary - SDC EC Trust; Mr. Viral Desai - CEO – Zenitex

Eminent Panel of Judges for the evening - Ms. Aaliya Fakih- Fashion Designer; Ms. Aarshiya Fakih -Fashion Designer; Ms. Anjali Mehta - Fashion Designer; Ms. Krishna Mehta-Fashion Designer

Ms. Meher Castelino-Fashion Diva / Columnist; Ms. Varija Bajaj - Fashion Designer; Mr. Gautam; Vazirani - Fashion Curator; Mr. Naren Mukhi - Exec. Comm. Member - C.I.A.E.

Model's Showcasing the collection are - Purva Rana, Madhu Sneha ,Aakriti Anand, Aanchal Oberoi, Deepti Gujral, Gurleen Grewal, Iris Maity, Manasi Moghe, Dimple Patel, Hida Sidiqui, Minash Ravuthar, Natasha Singh, Namratha G, Parul Duggal, Parina Mirza, Quetee Nagpal, Tarveen C, Vijaya Dey, Jaspal, Nayaan C, Shahnawaz Alam, Raj Bhardwaj, Dhiraj Amonkar, Aakash Jaiswal with high drama

Celebrity Showstoppers- Shibani Kashyap, Sneha Shergill, Hussain Kuwajerwala & Tina Kuwajerwala, Shweta Khanduri(closed the show for models) Meghna Ballabh Joshi

In the Majestic realm of World Wide Web, India continues to conquer markets across the continents. Celebrating this Swadeshi Euphoria of all things Indian, Silhouettes 2017, nurtures this passionate vision of Vibrant Modern India. Inspired by the handcrafted wonders, textile treasures and cultural diversity, Silhouettes 2017 promises a vivid spectrum of Global India.

The show witnessed an exclusive presentation by B. D. Somani Institute of Art & Fashion Technology's home-grown alumni - Forum Rambhia, Disha Muchhala, Malika Durani, Satyam Waghela, Hetashree & John, Pranjal Kadkade. Along with the gen-next designers, established designers and the fashion partners - C Singh (Mumbai), Premal Badiani of Poshaac (USA), The Fabric Studio (Mumbai), Manish Reshamwala(Surat), Gopal Roy(Kolkatta) and our main sponsor Threads & Shirt (Mumbai) showcasing their exclusive collection on this occasion

The Runway choreography was directed by fashion choreographer Utsav Dholakia . The show scripted and presented on stage by Hugo D'souza. All the designer collections was showcased by leading fashion models like- Anchal Oberoi, Anita Kumar, Deepti Gujral, Shahnawaz etc.

B. D. Somani has always supported thriving desire of budding talent to reform new rules of fashion. Every pupil is trained towards perfection by understanding their personal skills and interest. The belief is to create fashion entrepreneurs and not just design generators.

Now, with international certification by pearson's group, B. D. Somani Institute of Art & Fashion Technologydelivers vocational driven modules of global standards with international approach and universal expertise. BTEC is an international qualification from Pearson, recognized by leading universities, professional bodies and international employers, and accepted by 200 prestigious universities across the US, UK and Australia for direct entry into degree courses.

The Philips OneBlade - #TheFutureIsOneBlade

Mumbai, India – Royal Philips (NYSE: PHG, AEX: PHIA), a global leader in health technology, today announced the launch of the latest innova...