Tuesday 3 January 2017

How to overcome “IF’s Of Life” with Bajaj Allianz Life Insurance

We all know Life is full of if’s and but’s. None of us know what might happen even the next minute. If your family or loved ones depend on your income then you need to have a Life Insurance plan.

In my last post, I mentioned about how we can protect our family with a worry free protection plan. I also mentioned about the launch event of Bajaj Allianz Life Insurance new product on my blog, so here I am with the exclusive inside story and detailed information about the launch event of the Bajaj Allianz Life Insurance new online term plan and wellness platform mobile application. Last Friday Bajaj Allianz Life Insurance had launched their new term plan eTouch and B-Fit fitness mobile app at St. Regis hotel Mumbai. The event started with some fun activity, Q&A on “IfsOFLife”? For each correct answer, bloggers received exciting goodies. Bloggers had smartly answered all the questions. The session was full of interactive scenario based questions on Life Insurance & term plan answered by Bajaj Allianz officials & experts.


In this post, I will reveal the USP & benefits of Bajaj Allianz Life Insurance online eTouch protection term plan. If you don’t what is “Term Life Insurance Plan” I would say it’s the cheapest form of Life insurance one can get for his family in terms of premium. Especially the online term plans are 30% to 40% cheaper than the offline plans.



About the Product:

In order to ensure that the odds are always in your favor, Bajaj Allianz Life Insurance has unveiled their new online protection term plan: eTouch. Bajaj Allianz Life Insurance eTouch protection term plan is one solution to safeguard you and your loved ones from various uncertainties in life. No wonder life can take a turn at any point in time. Of all the battles that a person fights, the toughest is perhaps the one against ill health, be it by accident or critical diseases. The protection term allows realizing your dreams without any compromises, in the case of an unforeseen event. It has four variants shields which coupled with the additional benefit of accidental death, accidental total permanent disability & 34 critical illnesses. The plan also offers an inbuilt waiver of premium rider applicable in case of accidental total permanent disability or on critical illnesses and on death of the life assured. Product Link: http://bit.ly/2gLo7Pc


How it's different from other term insurance plans:


eTouch protection term plan allows the insurer to opt from different variants of the term plan in a customized way based on his priorities. The Plan comes in four variants as below:

1) Shield - Life Benefit plus WOP Benefit (on occurrence of ATPD)

2) Shield Plus - Life Benefit plus ATPD Benefit plus WOP Benefit (on occurrence of ATPD)

3) Shield Super - Life Benefit plus ADB plus ATPD Benefit plus WOP Benefit (on occurrence of ATPD)

4) Shield Supreme- Life Benefit plus ACI Benefit plus ATPD Benefit plus WOP Benefit (on occurrence of ATPD or CI)


Key benefits of the eTouch term Insurance and Health Cover plan are:-


  • The entire application submission process happens online through the company’s website. So, it is hassle free.
  • Comprehensive protection for you- This includes a pure term and health cover plan
  • Flexibility to choose from four variant options to enhance your protection
  • Option for the nominee to receive the policy benefits in a lump-sum amount or in monthly installments
  • Lower premium for leading healthy lifestyle for non-tobacco users


In addition to above benefits, the policy has the facility of 30 days of grace period for premium payment frequencies other than monthly and 15 days for monthly frequency to pay the due premium. In case you will miss to pay any premium due to any X Y Z reasons.


Within 30 days of the receipt of this policy by any chance, customer disagrees with the terms and conditions of the plan, will have the option to return the policy stating the reasons for objections. You shall be entitled to a refund comprising the all regular premiums (excluding applicable taxes) paid, less the proportionate amount of risk premium for the period the Life Assured was on the cover and the expenses incurred by the Company on medical examination and stamp duty.

Bajaj Allianz Life Insurance also introduced the B-Fit app- a mobile app, which can be used as a monitor diary or food guide. Below are more details about the fitness app:

Choose Health, Be Fit for Life:


B-Fit app is a fitness mobile application. This helps you to track your daily fitness progress. Get your fitness score by creating a manual health profile. This app has the largest collection of Indian dishes. Search the food to know the nutrition value of your daily intake food; also keep a track on your day to day calorie consumptions and calorie burned by log in your daily diet chart. Watch leader board live, complete the daily challenges to increase your fitness points.

1 Vantage Point = 1 Rupee

Being active can earn you, gift cards which you can redeem from Flipkart, amazon, Myntra, Bookmyshow etc.

We all know that “Health is, in fact, the primary Wealth. So make the most of it by using the B-Fit app & ensure wealth for your family by choosing eTouch online term insurance plan.

So “ Fikar Na Kar, Plan Kar



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